March 5, 2013 | 8 Comments »
Why should you get a home security system? The obvious answer is for home security. But that’s not the only answer. There are at least five other reasons you should consider getting a system:
Â· Fire. Smoke and heat sensors will give you â€“ and firefighters â€“ an early start if there’s a problem at your home. You can get yourself and your family to safety, while firefighters will get to the home in a flash. That will result in less damage to your home from smoke and fire.
Â· Carbon monoxide. You can’t see it or smell it. But carbon monoxide can have serious consequences to your health. Prolonged exposure can even cause death. Most security systems come with options for carbon monoxide sensors, which will alert you at the first sign of the gas.
Â· Medical emergency assistance. If you need help in a hurry, you don’t want to fumble around finding a phone and calling 911. Most monitored systems have one-touch buttons to summon dispatchers to get help. The keypads often are so simple that children and elderly residents will be able to operate them.
Â· Flooding. Suppose a pipe starts leaking in your house? Eventually it will break, and water will pour out, damaging your ceiling and other parts of your home. You’ll face expensive repairs to put things right. But if you have moisture and flooding sensors as part of your home security system, you’ll be alerted that there’s a problem long before the situation gets too serious.
Â· Money. You could save up to 10% on your home insurance premium. Insurance providers like it when you lessen risks at your house, and most provide discounts when you present proof that you have a system. Plus, you increase the retail value of your home up to $3,000.
If you live in a colder climate, you also can select to purchase cold sensors. They will alert you when the temperature at a designated part of your home drops substantially. Again, that can save you the hassle of broken pipes and the resulting water damage.
The bottom line: Protecting yourself against break-ins is a great idea in and of itself. Having a security system means your home is up to three times less likely to suffer a break-in than a home that doesn’t have one. Criminals prefer to pick the low-hanging fruit. That’s a tremendous benefit to purchasing a system. It’s just not the only benefit. Check out what a system can mean to you.
This article was contributed by Arthur Murray, who writes for HomeInsurance.com. Arthur has more than 30 years of experience writing for newspapers and magazines. He graduated from the University of North Carolina in 1979 with a bachelorâ€™s degree in Journalism.